ranjan

Black money has been a main problem for all sectors of economy. It has active operations in real estate, Gold, precious metals, money markets and a lot more. In other words, this parallel economy emerges through manipulation of economic forces of demand and supply both of currency and commodities. It also emerges when trade and industry create artificial scarcity of and earn high return on investment by making profits. As a result, black money generates unreported income.  There are various factors responsible for emergence of black money which I would like to share as follows, which one needs to understand - 1. Concept of black money started from Second World War - During this time when supply of various industrial goods from traditional suppliers was cut off resulting into grave shortages of goods. British Govt. indulged into raising of taxes and diverted the funds in order to meet war expenses In these circumstancs, many indulged in making profits from the goods which were short...

During my recent visit to Brussels (Belgium), I happen to come across and visited one Osteopathy clinic for rectification of not only my knees' pain but also from short and disturbed Sleep since long. My experience to visit for Osteopathy treatment was quite satisfactory and I feel lot of relief towards the settlement of  my above problems which I now wish to share. Osteopathy is a recognised health profession distinct from nursing and pharmacy. Its regulation works the same way as regulation for doctors.It is regulated by law in 13 countries Osteopathy (a unique form of medical care) treatment was founded upon,by Dr. Andrew Taylor in 1874, sustained by the laws of nature. Nature needs no help, just no interference. An Osteopath aims to restore normal functions and the stability of joints to help the body heal itself. They use their hands to the body in different ways using a mixture of soft and forceful techniques (to muscles,ligaments)  which are based on the condition and s...

The term 'Medical Negligence' refers to the wrongful actions and ommissions made by the Doctors while dealing with patients. It is not a term defined or reffered to anywhere in any of the enacted Indian laws. As far as the laws are concened, Doctor can be prosecuted under different sections provided for in the Indian Penal code pertaining to causing death to patient due to negligence.  Medical culture encourages doctors to avoid admitting mistakes. If one becomes victim of such medical negligence, one starts to lose faith in the honesty of profession and thus compelled to believe that medical profession is taking the shape of running business where the only purpose is to earn profit and no care to the patient. This has been further reinforced by the funds flow from the Govt.(done wisely) but increased the profits of mainly private hospitals which are being run by big corporates/companies, whose main focus is on raising the value of its shares in stock exchanges.  In fact, Doct...

Debt ceiling is an artifact of pre-second World war fiscal policy. It is the total amount of money which a Govt. is authorised to borrow to meet its legal obligations. Debt is not necessarily indicator of weak economy. Almost every year, Govt. spends more than it collects in taxes, that is deficit. To make up the difference, it borrrows money, which accumulates overtime. That's the Debt. It has generally been an unpopular concept in the country's politics.  Deficit spending and the national debt go back to the founding of Republic. Big increases in recent years have come besides spending to combat COVID and on wars presently on between the countries but also to cover rising medical cost of aging population and to fund all other social services provided by the Govt. from highway construction, providing free ration, gas, electricity houses etc.The major contributor to debt is, of course, interest on debt with almost 75% of debt is owned by foreign or domestic investors.  Rising ...

Quite a lot has been reported about the growth in Indian economy by different rating agencies both at National and Interrnational levels..According to the latest data explained for the last quarter for 2022-23,  India emerged stronger from Pandemic than initially assumed with growth steady momentum which has been keeping revised thereafter.Exports increased probably due to the depreciated currency against the Dollar. But the question remains that if the economy is growing so fast, why it can't produce enough jobs?.This disconnect is probably result of India's uneven growth which is enjoyed and powered by the country's upper class. The growth is not shelling out enough jobs for the educated youth who enter workforce every year. Larger number of Indians have been going for informal sector where they have been badly effected by the inflation,especially in food prices. The disconnect is a result of uneven growth which Pandemic has dignified throwing millions of Indians into ext...

One of the most common misconceptions of life is that it is based on the amount of wealth, status. and /or power individual has achieved. In fact even these goals has been achieved, there is still a empty feeling, that something is missing in their life.One of the most wonderful gifts of being human is that you have the ability and option to choose to live your life the way you want.  A purposeful life should not be based on what society has dictated and though everyone is different, living a purposeful life should be based on what their soul is searching for to fill the void. The good news is there are steps one can take to encourage and foster a great of purpose of your life. Moving towards a more purposeful life and reaching inside of yourself may sound like a complicated process, but that is hardly the truth. By following the below mentioned tips, one will have the tools to start living with purpose and having more happier, fulfiling life. 1. Trust yourself - Donot worry what o...

Silence is no longer an option, it is time for our conscience to wake up It is not enough to say that hospital has failed. It is a crime against humanity. Quite surprising, Govt. keeps on giving Grants and issuing orders for providing free treatment, medicines etc. in Delhi but on the other hand, no control is evident where any modus-operandi is adopted to ensure that such hospitals are following these rules strictly. Left a few cases (where influential personalities are involved) there is no such evidence of implementing rules.  We have seen it all, seeing it more, and still more every moment cries and pains of patients and their relatives scrambling for bed, oxygen, long queues in moratorium waiting to perform last rites. Parients who died in the hospitals. Hospitals never admits their fault in recognising the wrong treatment. Though there has been a long list of causes of death like Heart disease, Cancer, Covid, Accidents, Low respiratory diseases, brain stroke, diabetes,Alzheim...

Chakras have recently become well known, with the growth in popularity of Yoga. They were first mentioned in Vedas, ancient sacred texts of spiritual knowledge dating back to 1500 to 1000 BC.     Our body has 114 chakras out of which 7 chakras advancing alongside the spine are thought as the main energy points in the body. Each of these seven main chakras has a corresponding number, name, color, specific area of spine from the sacrum to the crown of head and health focus. These chakras symbolize energy centres xorrepond to a bundle of nerves, major organs and areas of spiritual body that impact our physical and emotional well being. To function at their best, these chakras need to stay open or balanced. If they get blocked, one may experience physical or emotional symptoms related to a particular chakra.These seven chakras run along spine. They start at the root of spine and extend to the crown of head.  These seven chakras are -  1. Root Chakra (Muladhara) - lo...

The idea of a period of non-working rest at the end of life dates back to 1880s when Germany introduced a Govt. funded old-age pension scheme for their citizens aged 70 and above. Before it, there was no agreement that working life would come to an end while person is alive. As long as one is living, he is expected to work.  It is to be noted that lowest age of retirement is 52 in Turkey and highest 67 in Norway, Belgium and 64.3 in European Union, women are expected to live four years more than male counterparts in retirement. Change is for sure hard for everyone and the effect of shift from working to non working is huge.The fear of retirement is outliving the savings. For many people who know how to manage steady flow of income, the transition certainly create anxiety and worries. Most people are nervous about retirement since they donot have a financial plan which includes inflation, good or bad markets and lot of 'ifs'.  Five common retirement risk factors are -  1. ...

Aristotle (384-322 BCE) defined Soul as the 'first actuality' of a naturally organised body and argued its separate existence from the physical body. Soul consists of mind, charaacter, thoughts and feelings of body. It is the nonphysical aspect of a human body considered responsible for the functions of mind and individual personality and thought to live after the death of physical body. It is important to note that soul is not merely the mind. Soul has its own character. Soul is independent. Character refers to the combination of qualities which distinguish individuals from each other. Character depends upon how we behave when faced with challenges and adversities. A human being has soul, mind and body. They are separate because they are independent. They are united because they reside in same body and communicate with each other. Knowledge will give respect but character respect.  The function of soul is to maintain the spirit and the body in proper order so that they will no...

A quite impressive para of the Aarti conveying God's blessing on Managing Stress. Quote -                          "Chinta Taaki Kijiye jo unhoni hoye, yehi marg sansar ko Nanak thid na koye''. Well explains that nothing is fixed or permanent in this world so need not worry about any mishappening. People should equip themselves to cope with the stress levels.  Stress effects mental, emotional and physical health of a person. Everyone experiencex stress to some degree. The way one responds to stress makes a big difference to one's overall well- being. During stress reaction, harmones like cortisol and adrenaline are released. This speeds the heart rate, slows digestion, shunts blood flows to major muscle groups besides various changes to autonomic nervous functions. When the perceived threat is gone, systems return to normal function by relaxation response. But, in case of chronic stress, relaxation response doesn't oc...

Market exchange rates, we often use fail to express the real purchasing power of Rupee in India while expresssing India's GDP per capita income in Dollar terms. But we all know that Dollar will purchase  less commodities in USA than what we purchase in India.Thus, an alternate technique is needed to expres India's economic fundamentals while expressing them in terms of US dollar.Apart from factors like interest rates, inflation there is another economic variable which is critically most important for the economic health and progress of every country.   An important term is the PPP (Purchasing Power Parity) method is indeed a typical tool to measure the same.. Under this method, purchasing power of currencies in different countries is used to measure exactly different economic indicators like GDP, Per capita income etc. PPP is defined as the number of units of a country's currency required to buy same amount of goods and services in domestic market as compared to one Dolla...

Peripheral Neuropathy refers to an umbrella term which results when nerves carry to and from the Brain and Spinal cord from and to the rest of the body are damaged or diseased. The peripheral nerves make up an intricate network which connects brain and spinal cord to the muscles, skin and internal organs.  The major factors that cause  Peripheral neuropathy  symptoms include -  1. Diabetes 2. Vitamin deficiency and poor nutrition. 3. Alcoholism 4. Hereditary and acquired neuropathies from external factors like illness, environment, trauma, accident. 5. Bone marrow disorders. 6. Kidney or thyroid disease. 7. Auto immune diseases. 8. Cancer and Chemotherapy. Some of the major symptoms are - Numbness, Heaviness,Pain, tightening, Blood pressure, Constipation, Excessive sweating. In order to manage peripheral neuropathy, care of feet is a must especially when patient is diabetic. Regular exercise such as walking three times a week can reduce neuropathy pain. Improve muscl...

Mother Teresa rightly said - Quote " I cannot change the world but I can cast a stone across the waters to create many ripples". Change can come into our lives as a result of chance, crisis or choice. We are surrounded by change and this has most dramatic effect on our lives. No avoiding because it will find you. challenge you, and force you to reconsider  Many of us believe that unexpected events or shocks create fertile conditions for major life by sparking us to reflect about our desires and priorities. This holds true for coronavirus pandemic recently. Lifestyle has a significant influence on physical and mental health of human being.  The constant thing in life is change. That doesn't mean that we ever get used to it or fully embrace it. Following tips for coping with big changes for coming a better person out of it - 1. Acknowledge that things are changing.  2. Realize that even a good change can cause stress. 3. Maintain your regular schedule as much as possible. 4...

Democratic deficit occurs when ostensibly (as appears or is stated to be true though not necessarily so apparently) democratic organisations or instituitions (particularly governments)  falls short of fulfilling the principles in their operations  where representative and linked parlimentary integrity becomes widely discussed. The term 'democratic deficit' describes when there is a gap between electorate's idea of what a democracy should be, and their conception of how the democracy is currently performing. Public trust leads to greater compliance with a wide range of public policies such as tax systems, public health responses, regulations etc. Also it nurtures political participation, strengthens social cohesion and builds institutional legitimacy. Without trust, sustanence of a healthy state of empowerment is not possible. Political trust is considered as necessary precondition for democratic rule, a decline in trust is thought fundamentally challenge the quality of repr...

Feeling down once a while is considered  as a normal part of life.It is considered as Depression if it continue for weeks and months. Depression is a  serious mood disorder. It is a common problem among older adults. There are different types of depression which older people may experience. There are wounds that never show on the body that are deeper and more hurtful than anything that bleeds.It is the inability to construct the future. 1. Major depressive disorder - Includes symptoms for two weeks which interfere person's ability to perform daily chores. 2. Depression due to medical condition - due to a separate illness such as heart disease, multiple sclerosis.  3. Persistent disorder - depreesed mood that lasts more than two years but the person still be able to perform daily tasks unlike major depressive order. 4. Substance induced depressive disorder - due to use of substances like alcohol,, pain medication.   Other forms are like seasonal affective disorde...

Vedas are considered to be the oldest religous texts of the world. It is most commonly beleived (though by no means universally accepted) that it came to India by nomadicAryan tribes who came from Central Asia sometimes around 3rd Millenium BCE. The term 'Veda' means Knowledge since they are thought to contain fundamental knowledge relating to function of existence.They are considered as 'Shruti' in Hinduism meaning what is heard. with other texts designated as 'Smriti' which accounts for heroes and struggles in works such as Mahabharta, Ramayna, Bhagvad Gita (though some sects in Hinduism consider Gita as 'Shruti' Vedas are the original hindu scriptures containing spiritual knowledge that covers all aspects of life. The texts which make up Four vedas are; - 1   Rig veda  (Book of Mantras) - is a sanskrit name meaning "sacred text". Considered as the foundation of Indian faith. Each hymn or prayer having 10600 verses with a specific purpose and...

Many of us are familiar or getting familiar with the use of Tarot cards for divination purposes. Divination is the practice of foretelling of future (prediction) events or discovery of what is hidden by supernatural practices.  Tarot cards hold endless amount of symbolism also deeply connected to astrology. Each Zodiac sign is represented by a card in the Major Arcana - named or numbered cards in a cardomantic tarot pack given by occultists on the trump cards used for playing cards. Major arcana represents universal human experiences, unexpected bad news, falling in love. Arcana is the specialized knowledge that is mysterious to the uninitiated.   There are 78 cards in a deck- divided into 22 Major Arcana cards and 56 into Minor Arcana. Major Arcana contains the "names" cards like Death, Devil and the Lovers. Minor Arcana is divided into four suits - Cups, Wands, Swords and Pentacles. Major Arcana represent Spiritual path and the journey. When laid out in order, they tell...

Depression is defined as 'Frozen fear'. It is the first cause of illhealth and disability in the world. Its symptoms are persistent sadness, decrease in the activation of brain and inability to perform daily activities. It is often triggered by a mix of genetic psychological and environmental factors. It can also be increased by the occurance of life events such as poverty, death of a loved one , abuse or Physical illness. It sometimes occurs due to hereditary effects also. Its symptoms are due to persistent sadness, loss of apetite, loss of interest in activities, becoming easily agitated, feelings of worthlessness among others.  Treatment involve identifying the stress factors and sources of support so the individual should maintain social networks and activities. Mood disorders are a class of behaviorial emotional disorders stamped by disruption in mood. Such symptoms can cause sufferings which may even lead to suicide. Among the various therapies for treatment of Depression...

Soul purpose is to understand the truth of who we are and then share with the world. It is a feeling rather than a physical thing. It is why we do something rather than what we do - simple as smiling at a passerby in the street or Grand as trying to save the world.  The most common objection of existence of Soul is the difficulty to explain that how something which is non physical can possibly cause the body to move. The two are so different that possibly cannot interact with each other. We know that one thing can casually interact with each other, though we may not have any idea how such interraction take place. In each case cause seem to have different nature from the effect like forces and fields Vs.solid specially located particle like entities.Those who deny the existence of anything beyond the physical world face difficult time in explaining the reality of conciousness.  Soul is the living entity inside the body and works through it. It is a spiritual spark, other side a...